Capital One Financial Corporation, incorporated in July 21, 1994, is a diversified banking company focused primarily on consumer and commercial lending and deposit origination. Its principal business segments are Local Banking and National Lending. Local Banking includes consumer, small business and commercial deposits, and lending conducted within its branch network. The National Lending segment consists of three sub-segments: the U.S. Card sub-segment, which consists of domestic consumer credit and debit card activities; the Auto Finance sub-segment, which includes automobile and other motor vehicle financing activities, and the Global Financial Services sub-segment consisting of international lending activities, small business lending, installment loans, home loans, healthcare financing and other diversified activities. We started Capital One with a simple principle—attract great talent and give them the opportunity to be great. Embracing diversity is critical to getting the best talent. We believe our workforce should reflect the communities and customers we serve. Our associates bring a diversity of backgrounds, perspectives and experiences to our company. Harnessing the collective wisdom of our people enables us to build a great company and bring breakthrough products and services to our more than 65 million customers. Ensuring that Capital One is a place where all people can thrive also reflects our company’s values: Excellence and Do The Right Thing.
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